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Credit Analyst - Small Business

   Closing Date: December 31, 2010

Company:F&M Trust
Chambersburg, PA
Job Location: Chambersburg, PA (Franklin County)
Employment Type:Full Time
Department:Commercial Services

Description:

SUMMARY OF POSITION:
Responsible for completing detailed analyses and providing credit-related information regarding commercial credits to Relationship Managers in a timely manner which are consistent with the bank’s prescribed loan policy; ensuring that analyses provided accurately reflect the risks associated with the credits; preparing loan approval document in a timely manner; preparing credit references within prescribed timeframe; demonstrating a commitment to community involvement; attending training programs; and, performing clerical and miscellaneous duties.

Duties:

REQUIRED SKILLS:
Must possess strong oral communication skills (including excellent telephone etiquette); good math skills with high degree of accuracy; and, strong analytical skills. Must have the ability to deal tactfully and efficiently with the public and other employees. Must be able to organize work and determine priorities. Must demonstrate proficiency in operating office equipment including personal computer, calculator and fax machine. Proficiency or sufficient knowledge of word-processing and spreadsheet software is required.

Qualifications:

REQUIRED EDUCATION:
A Bachelors degree with an emphasis in accounting, finance or economics preferred; or equivalent combination of education and business or credit-related experience.

REQUIRED EXPERIENCE:
A minimum of two (2) years experience in related positions. Previous experience with personal computers and office equipment is required.
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